Every bank line, matched to a record.

Name: Bizflow
Price: 5000 KES
Author: Bizflow

Upload statements from any bank as CSV or Excel. Bizflow reads your columns, suggests a match for every line, and shows what still needs a look, so your bank and your books agree.

Book a demo See how it works

Works with: Any bank
File types: CSV, XLS, and XLSX
Bank login needed: None
Available on: Growth and Business

From your bank

Statements as CSV or Excel
Any Kenyan bank
Money in and money out
Balances by date

In Bizflow

Lines matched to records
Adjustments with a reason
Lines ignored, on record
Accounts that agree

What it does

From statement to reconciled.

Bizflow works with the statement your bank already gives you. There is nothing to install and no bank login to share.

StepDirectionWhat happens in Bizflow

Upload the statementInto BizflowA CSV or Excel file from your bank, for the account you choose
Map the columnsInto BizflowDate, description, reference, money in, and money out, matched once
Suggested matchesResultEach line is matched against payments, receipts, and bills in Bizflow
Adjust or ignoreResultBank charges and odd lines are adjusted or ignored, with a reason
Agreed balanceResultThe statement and your books side by side, with any difference shown

How it works

Upload, match, agree.

Upload, match, and see every account agree, alongside M-PESA and the Bizflow Wallet.

Upload and map your columns

Upload the file your bank gives you. Tell Bizflow which column is the date, description, and amounts, and preview the lines before importing.

CSV, XLS, or XLSX
Any bank's layout
Preview before import

See reconciliation

Acme Group Ltd ▾Ask Bizflow AI: “Which bank lines haven't matched yet?”AC

Accounting / Bank reconciliation / Import

Import a bank statement

Import 86 lines

Current account ••4410 · October.xlsx86 lines · 1 to 17 Oct 2026 · ExcelIntoCurrent account ••4410

Match your columns

DateTxn Date▾

DescriptionNarrative▾

ReferenceRef No▾

Money outDebit▾

Money inCredit▾

DateDescriptionMoney outMoney inBalance

01 OctRTGS · SAVANNA MOTORS LTD · INV-31021,580,8803,964,200

02 OctCHQ 004512 · GYPSUM WORLD LTD241,2803,722,920

03 OctEFT · STEELMART KENYA318,0003,404,920

06 OctLEDGER FEE1,5003,403,420

08 OctTRANSFER FROM M-PESA PAYBILL250,0003,653,420

Any bank, as CSV or Excel. Match the columns once, and Bizflow suggests a match for each line against your payments, receipts, and bills.

Match each line

Bizflow suggests a match for every line. Confirm it, adjust it, or ignore it, and each decision is kept.

Suggested matches
Adjust with a reason
Ignore with a record

See reconciliation

Acme Group Ltd ▾Ask Bizflow AI: “What are the unmatched lines on the current account?”FN

Reconciliation / Current account ••4410

Match the bank

Upload statementRulesClose October

DateBank line · current account ••4410AmountBizflow suggestsResult

14 OctPESALINK IN UPPER HILL OFFICES432,680INV-3079 · Upper Hill Offices LtdSame amount and customerMatched

15 OctCHQ 00451225,600BILL-907 · Facilities ProCheque number on the paymentSuggested

16 OctCASH DEP WESTLANDS12,250Shift S-2214 depositSame amount, next dayMatched

17 OctINTEREST EARNED860New income · InterestNo record yetCreate

17 OctTRF REF 88123 KAMAU13,500No match foundAsk the team or split itReview

132 of 138 lines matchedBy amount, reference, and payee, the moment the statement came in.

Save a rule"Interest earned" always goes to Interest income. Next month it matches itself.

Difference leftKES 13,500 across 6 lines, all with a suggestion.

See every account agree

Bank accounts sit next to M-PESA, the Bizflow Wallet, petty cash, and shop tills, with what agrees and what needs a look.

All accounts in one view
Differences to review
Ready for month end

See the Wallet

Acme Group Ltd ▾Ask Bizflow AI: “Which accounts don't agree with their statements?”FN

Accounting / Reconciliation

Reconciliation

Upload statementRulesClose October

Accounts6Wallet, bank, paybill, cash

Matched automatically94%Of 1,284 lines this month

To review9 linesKES 17,100

Last month closedSeptemberLocked 5 Oct

AccountStatementIn BizflowDifferenceTo reviewStatus

Bizflow WalletMatched as it happens1,667,7501,667,75000Agrees

Current account ••4410Statement uploaded 17 Oct2,384,6002,371,10013,50066 to review

M-PESA paybillEvery payment, as it lands412,900409,3003,60033 to review

Savings account ••7720Statement uploaded 1 Oct5,200,0005,200,00000Agrees

Petty cash · head officeCounted Fri 17 Oct18,45018,45000Agrees

Shop tills · 3 branches62 shifts this month——20011 shift short

Get connected

Reconciled in three steps.

Download the statement from your bank's online banking, then:

1Upload the fileChoose the bank account in Bizflow and upload the CSV or Excel statement.
2Map the columnsMatch the date, description, and amount columns, and check the preview.
3Match the linesConfirm the suggested matches, then adjust or ignore what is left.

Frequently asked questions

Which banks does it work with?

Any bank that lets you download a statement as CSV or Excel, which is almost all of them. Bizflow reads your bank's layout once you map the columns.

Do you connect to our bank directly?

Not yet. You upload the statement yourself, so there is no bank login to share. Direct bank connections are available on request.

Can we upload PDF statements?

No. Download the statement as CSV or Excel from your online banking instead.

What about M-PESA and the Bizflow Wallet?

They don't need statements. M-PESA payments and Wallet transactions are recorded as they happen and match themselves.

Can we pay suppliers by bank from Bizflow?

Yes, through the Bizflow Wallet, which can pay out to bank accounts as well as M-PESA.

The plan for bank reconciliation.

Bank and payment reconciliation come with Growth. Business adds multi-level approvals and the full audit trail.

Compare all plans

GrowthMost businesses

KES 12,000 a month

Or KES 10,800 a month, paid yearly

✓eTIMS invoices and credit notes
✓Requisitions, purchase orders, and bills
✓Bulk payments
✓Payment reconciliation
✓10 users and 3 branches

Business

KES 27,000 a month

Or KES 24,300 a month, paid yearly

✓Everything in Growth
✓eTIMS purchases, imports, and VAT summary
✓Multi-level approval workflows
✓Full audit trail
✓25 users, unlimited branches

More integrations

Works with the rest of your stack.

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