Every shilling, accounted for.
Match the Bizflow Wallet, bank accounts, M-PESA paybill, petty cash, and shop tills to what is in your books. Most lines match themselves, the rest come with a suggestion, and month end takes an afternoon.
Trusted by growing businesses across Kenya
- businesses
- 50+
- businesses
- in transactions
- KES 150M+
- in transactions
Month end shouldn't take a week.
✕Bank statements are ticked off line by line in a spreadsheet.
✓Most lines match automatically, and the rest come with a suggestion.
✕M-PESA payments arrive with no clue which invoice they are for.
✓The invoice number typed as the paybill account marks that invoice paid.
✕Shop shortages are found weeks later, and nobody remembers why.
✓Every shift is counted at close, and shortages need a manager.
Match it, explain it, close it.
Bank lines, M-PESA payments, shop shifts, and petty cash, matched to invoices, bills, and payments, with the month locked when you are done.
Most lines match themselves.
Money that moves through Bizflow is matched as it happens. Statements from other accounts are matched by these rules, and anything left comes with a suggestion.
Wallet payments, instantly
Every payment in or out of the Bizflow Wallet is already linked to its invoice, bill, or batch.
BP-0068 · 47 lines · matched
Invoice number as the account
Customers type the invoice number as the paybill account, and the payment lands on that invoice.
Account INV-3081 → INV-3081 paid
Amount, payee, and date
Bank lines match records with the same amount and payee within a few days.
PesaLink 432,680 → INV-3079
Standing orders and fees
Repeating lines like rent, loan repayments, and bank fees match by rule every month.
SO Riverside → BILL-916
Shop deposits
Cash banked from a shift matches that shift's deposit slip.
Cash dep 12,250 → shift S-2214
Your own rules
Save a rule from any match you make, and it applies next time.
"Interest earned" → Interest income
Reconciliation, every day, not just month end.
Cashiers close their shifts, finance matches the odd payment, and everyone sees how close the month is to done.
Cashiers close the shift
Count the cash, explain any difference, and bank the takings.
Match the odd payment
Pick from Bizflow's suggestions for payments with no reference.
See how close you are
Every account's status, and what is left to review.
On the Bizflow mobile app
Reconciliation, by industry.
What different businesses reconcile, and how often.
| Account | Matched to | How often | Status | Lines a month |
|---|---|---|---|---|
| Shop tills, 3 branches | Sales by shift | Every shift | 1 short | 62 |
| M-PESA till | Sales | As it happens | Agrees | 6,840 |
| Current account | Deposits and suppliers | Weekly | Agrees | 310 |
| Card settlements | Card sales less fees | Daily | 2 to review | 31 |
Books that agree with the bank.
Cashiers count once. Accountants explain what's left. Finance closes the month with confidence.
Cashiers count once
Each shift is counted at close against what the till expected, with a reason for any difference.
Accountants explain what's left
Only the lines that didn't match need attention, each with a suggestion.
Finance closes the month
A checklist for every account, then the month is locked.
Ask Bizflow AI about your reconciliation.
Connect Claude to Bizflow and ask about unmatched lines, payments, and shifts in plain English. Answers come from your live Bizflow data.
Bizflow AI Connected to ClaudeWhich accounts don't agree with their statements?
Claude read from Bizflow · Reconciliation · October
Two accounts have differences, KES 17,100 together, across 9 lines.
- Current account ••44106 lines to reviewKES 13,500
- M-PESA paybill3 payments to reviewKES 3,600
The wallet, savings account, and petty cash all agree.
Reconcile your first month in three steps.
- 01
Connect your accounts
Add your bank accounts, paybill, tills, and petty cash floats. The wallet is already there.
- 02
Bring in statements
Upload bank statements, or let M-PESA and wallet payments match as they arrive.
- 03
Review and close
Approve suggestions, explain the rest, and lock the month.
Frequently asked questions
Which accounts can I reconcile?
The Bizflow Wallet, your bank accounts, M-PESA paybills and tills, petty cash floats, and shop tills.
How do bank statements get into Bizflow?
Upload the statement your bank gives you. Wallet and M-PESA payments come in on their own as they happen.
How does Bizflow match a line?
By amount, reference, payee, and date, and by any rules you save. Lines it can't match come with suggestions you approve or change.
What if a customer pays without an invoice number?
The payment is flagged with suggestions, such as invoices for the same amount or from a customer who has paid from that number before.
What happens with overpayments?
The extra is kept as credit for the customer. You can use it on their next invoice or refund it.
Can I stop changes after the month is closed?
Yes. Lock the month once it is reconciled. Corrections then go into the next month, with a reason.
Does it work with my accounting system?
Reconciled payments and entries sync to your accounting system, so the books there agree with Bizflow.
Close the month in an afternoon.
Match the bank, M-PESA, and tills automatically, explain the rest, and lock the month.
